Title Settlement Services in Virginia

The Closers of Virginia provide full transparency and accurate information in all our title settlement services process and we enthusiastically embrace the drive for our clients to have full, detailed information throughout the entire loan closing process.

 

We offer a friendly, professional and extremely knowledgeable team that is experienced in every aspect of the title company business and lending process. Our settlement agents have worked as loan officers and are extremely helpful at the settlement table.

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The Closers of Virginia oversees this often complex final transaction between a buyer and seller of real property or between the borrower and lenders of a real estate loan. To accommodate your needs, our staff can travel to your home or office and happily work early or late to make the settlement more convenient.

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Our Title and Settlement Services Include:
 

• Residential - The final stage in buying or selling residential real estate is when ownership of the property title transfers from the seller to the buyer.  During this process, all necessary documents are signed, including the deed of transfer and any mortgage agreements.

• Commercial - The finalization process of buying or selling commercial real estate, such as office buildings, retail spaces, or industrial properties. It involves completing all necessary legal, financial, and administrative steps to transfer clear title ownership from the seller to the buyer.

• New Construction - The last step of buying a newly built property involves completing all necessary steps to transfer ownership of a newly constructed home or commercial building from the builder or developer to the buyer.

• Purchase - Completing all necessary legal, financial, and administrative steps required to transfer title ownership from the seller to the buyer.

• Refinance - Involves completing all necessary steps to replace an old loan with a new one, often to secure better terms such as a lower interest rate, different loan term, or adjusted payment structure.

• Reverse Mortgage - A reverse mortgage is a financial product that allows homeowners, typically seniors, to convert a portion of their home equity into loan proceeds, which can be received as a lump sum, monthly payments, or a line of credit. The loan gets repaid when the homeowner sells the home, moves out, or passes away.

• Short Sales - The sale of a property title is completed for less than the outstanding balance owed on the mortgage and typically occurs when the homeowner is facing financial difficulty and cannot afford to repay the total amount of the mortgage, and the lender agrees to accept less than the total amount owed to satisfy the loan.

• For Sale By Owner - A FSBO settlement refers to the final stage of a real estate transaction in which the title is transferred directly by the homeowner, without the involvement of a real estate agent or broker.In this type of sale, the homeowner manages the entire selling process, including negotiations, contracts, and closing.

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Additional Title Services: 

• Title Insurance

• Additional Title and Settlement Services

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At The Closers of Virginia, we understand that each transaction is unique and requires personalized attention to ensure a smooth and successful closing. Our commitment to client satisfaction shines in our meticulous approach and dedication to providing timely and accurate updates at every stage. We are well-versed in the latest industry regulations and best practices, ensuring that we precisely satisfy all specific requirements for legal and financial matters.

Our team is dedicated to making the closing process as seamless as possible. We recognize that navigating the final stages of a real estate transaction can be daunting, and we strive to alleviate any stress by offering clear guidance and support. From reviewing documents to conducting a title search, we assist in reviewing public record documents to verify ownership history and guarantee a clear title while coordinating with all parties to ensure a smooth transaction.

In addition to our in-office services, our flexibility extends to accommodate your schedule. Whether you need an evening appointment or a weekend meeting, we are here to make the process as convenient as possible. We aim to ensure that you feel confident and well-informed from start to finish, providing peace of mind during this critical phase of your real estate journey.

Trust The Closers of Virginia to deliver exceptional service and a hassle-free closing experience.

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